Difference between revisions of "OFX Direct Connect Bank Settings"

From GnuCash
Jump to: navigation, search
m (OFX Banque postale KO.)
(Updated how to setup for USAA accounts)
Line 414: Line 414:
  
 
'''Note on U.S. Bank:''' Fee $3.95/month for home user, $9.95-12.95/month for business.
 
'''Note on U.S. Bank:''' Fee $3.95/month for home user, $9.95-12.95/month for business.
 +
 +
'''Note on USAA:''' In the AqBanking Wizard create your User with these settings:<br>
 +
User Name, User Id, and Customer Id are all your USAA number with two leading zeros ie: 001234567<br>
 +
Bank Id = 314074269<br>
 +
FID is 24591, Org is USAA, Broker Id is 5874, server URL is https://service2.usaa.com/ofx/OFXServlet like in the above chart<br>
 +
This is the key piece:<br>
 +
Under Server Capabilities Check the following:<br>
 +
Supports Account List Download<br>
 +
Supports Statement Download<br>
 +
Under Server Options Check:<br>
 +
Force SSLv3<br>
 +
Then you press Get Accounts<br>
 +
Your password is your pin number with USAA<br>
 +
It should setup your Account info for you. <br>
 +
Click Ok, Ok. Forward.  Associate your GnuCash accounts with the accounts you just setup and follow the wizard out.<br>
 +
Then Open your GnuCash Checking account for instance.<br>
 +
Click menu Actions > Online Actions > Get Transactions<br>
 +
That should import your transactions and you're all set!<br><br>
  
 
'''Note on Vanguard:''' Set HTTP Version to 1.1 (1.0 will not work)
 
'''Note on Vanguard:''' Set HTTP Version to 1.1 (1.0 will not work)

Revision as of 17:08, 1 October 2011

Here are some settings for banks and credit cards. Follow this link for instructions on setting up OFXDirectConnect in GnuCash 2.

"Bank Name" may not be significant. "ORG" may be case sensitive. "Bank Code" is probably not used for credit cards, but may be critical for bank accounts (Note: 2.4.0 doesn't seem to enable the "Online Actions" menu if the Bank Code is not defined. It can be set to some nonsense numerical value like "1" as a workaround). It is usually the same as the bank's ABA routing number. You can find routing numbers here: [1]. Userid and Username are usually the same.

If your bank does not appear on the list, you can attempt to contact your bank (usually does not work). Or you can check out http://www.ofxhome.com/ which has a searchable database of OFX information. When you do find the right settings, please add them to this page! Intuit lists banks' OFX support at [2]. There are different icons for Direct Connect and Web Connect.

American Express (credit card)
  ORG FID FIPID Bank Code OFX Version
Codes AMEX 3101      
URL

https://online.americanexpress.com/myca/ofxdl/desktop/desktopDownload.do?request_type=nl_ofxdownload

Notes

"ORG" must be AMEX (case sensitive). See http://ubuntuforums.org/archive/index.php/t-1103540.html for a working example. Setting APPID="QWIN" and APPVER="1700" seems to be the key step.


Bank of America, California (bank and credit card)
  ORG FID FIPID Bank Code OFX Version
Codes HAN 6805   121000358  
URL

https://ofx.bankofamerica.com/cgi-forte/ofx?servicename=ofx_2-3&pagename=bofa

Notes

The information listed here was verified to work for BofA California. It will most likely work with BoA accounts in other States. You need to call 1-800-792-0808 and ask the CSR to "enable transaction downloading in Quicken". There may be a $9.95 monthly charge for this convenience for consumer customers. But the fee is waived for me because I have monthly direct deposit. Once enabled, you can download transactions for all the accounts that are linked in your online banking. Other information you may need to set up the OFX Direct Connect is BankID = "121000358". --DS 14:08, 5 December 2006 (EST) As of 2007-10-29 direct connect is not available in WA and ID, it should function in all other states.

Additional settings: Open the AqBanking wizard, and edit or create a new user on the Users tab. Select the OFX tab and make sure the "Expert Settings" section includes:
APPID: QWIN
APPVER: 1800
Without these, GnuCash could not connect. After setting these values, success. Last checked 2009-10-22. HTH, Eiríkr 06:10, 23 October 2009 (UTC)


Some additional settings: In some cases the normal UID and Bank ID settings may not work. Also, the Checking Routing number (printed on checks) may not work as the Bank ID setting.
It may be possible to get the correct values by manually downloading an OFX file from you BofA account, save it as a file, then view it using a text editor. Try using the UID and BANK ID settings located in the header, sometimes these have been shown to work. As indicated above - APPID and APPVER were also required.


Bank Server URL FID ORG FIPID bankCode (BANKID)
American Express (credit card) https://www99.americanexpress.com/myca/ofxdl/us/download?request_type=nl_desktopdownload 3101 AMEX
Bank of America, California (bank and credit card), see note below https://ofx.bankofamerica.com/cgi-forte/ofx?servicename=ofx_2-3&pagename=bofa 6805 HAN 121000358
Bank of America, (All states except CA, WA, & ID) https://ofx.bankofamerica.com/cgi-forte/fortecgi?servicename=ofx_2-3&pagename=ofx 6812 HAN Whatever your routing number is.
Bank of America, New York(credit card), see note below https://ofx.bankofamerica.com/cgi-forte/ofx?servicename=ofx_2-3&pagename=bofa 6805 HAN 051000017
Bank of the West https://olbp.bankofthewest.com/ofx0002/ofx_isapi.dll 5809 BankWest Corp 121100782
BECU (bank) https://www.becuonlinebanking.org/scripts/serverext.dll 1001 becu 325081403
CapitalOne (Banking) https://onlinebanking.capitalone.com/ofx/process.ofx 1001 Hibernia 065002030
Charles Schwab Bank (bank) see note below https://ofx.schwab.com/bankcgi_dev/ofx_server 101 ISC 7263 121202211


Chase Bank https://www.oasis.cfree.com/1601.ofxgp 1601 Chase Bank Whatever your routing number is.
Chase (credit card) https://ofx.chase.com 10898 B1
Citi Bank (credit card) https://secureofx2.bankhost.com/citi/cgi-forte/ofx_rt?servicename=ofx_rt&pagename=ofx 24909 Citigroup
Citi Bank (Banking) 2102 Citibank
Discover Card (credit card) https://ofx.discovercard.com/ 7101 Discover Financial Services 031100649
E*Trade Bank https://ofx.etrade.com/cgi-ofx/etradeofx 9989 ETRADE BANK 256072691
Fidelity Investments https://ofx.fidelity.com/ftgw/OFX/clients/download 7776 fidelity.com
First IB (Banking) https://ofxdi.diginsite.com/cmr/cmr.ofx 074014187 DI 074014187
First Tech CU (bank and credit card) https://ofx.firsttechcu.com/ 2243 First Tech Credit Union 323274160
First Tennessee (Banking) https://ofx.firsttennessee.com/ofx/ofx_isapi.dll 2250 Online Financial Services
Golden1 Credit Union https://homebanking.golden1.com/scripts/serverext.dll 1001 Golden1 321175261
International Bank of Commerce (bank) https://ibcbankonline2.ibc.com/scripts/serverext.dll 1001 IBC 6127 114902528
LaSalle Bank https://www.oasis.cfree.com/1101.ofxgp 1101 LaSalleBankMidwest 071004239


National City (bank and credit card) https://ofx.nationalcity.com/ofx/OFXConsumer.aspx 5860 NATIONAL CITY
NetBank (from MoneyDance Archive) https://netbankofx.com/ofx_security/ofx_security_server.dll 988 988
North Carolina State Employees' Credit Union https://onlineaccess.ncsecu.org/secuofx/secu.ofx 1001 SECU 102 253177049
OptionsXpress, Inc https://ofx.optionsxpress.com/cgi-bin/ox.exe 10876 10876
Patelco Credit Union https://ofx.patelco.org 2000 Patelco Credit Union 5412 321076470
PNC Bank (bank - Wash DC area) https://www.oasis.cfree.com/test.ofxgp 4501 ISC
TDAmeritrade (Investment) https://ofxs.ameritrade.com/cgi-bin/apps/OFX 5024 Ameritrade
Scottrade (Investment) https://ofxstl.scottsave.com 777 Scottrade
USAA (Banking) https://service2.usaa.com/ofx/OFXServlet 24591 USAA 5874
US Bank (Banking) https://www.oasis.cfree.com/1401.ofxgp 1401 US Bank
Vanguard (Investment) https://vesnc.vanguard.com/us/OfxDirectConnectServlet 1358 The Vanguard Group
Wachovia (Information) https://pfmpw.wachovia.com/cgi-forte/fortecgi?servicename=ofx&pagename=PFM
APPID:QWIN
APPVER:1900
4309 Wachovia
Wells Fargo Bank https://www.oasis.cfree.com/3001.ofxgp 3001 Wells Fargo
Zions Bank (Instructions) https://quicken.metavante.com/ofx/OFXServlet 1115 244-3 124000054


La Banque Postale https://ofx.videoposte.com Il suffit de paramétrer l'url du serveur OFX et de renseigner son n° de compte et son mot de passe. Les autres paramètres (FID, code Bank ne sont pas nécessaires.

Attention, cela ne fonctionne manifestement plus depuis 2011.

Note on BofA, CA: The information listed here was verified to work for BofA California. It will most likely work with BoA accounts in other States. You need to call 1-800-792-0808 and ask the CSR to "enable transaction downloading in Quicken". There may be a $9.95 monthly charge for this convenience for consumer customers. But the fee is waived for me because I have monthly direct deposit. Once enabled, you can download transactions for all the accounts that are linked in your online banking. Other information you may need to set up the OFX Direct Connect is BankID = "121000358". --DS 14:08, 5 December 2006 (EST) As of 2007-10-29 direct connect is not available in WA and ID, it should function in all other states.

Note on BofA, NY: As of 2009-04-06: Shown here are the 'settings.conf' entries which allow download for BofA credit card accounts out of New York. A call was required to enable Quicken download--there was initial resistance to attempting to enable this for a credit card only account. They didn't balk at the mention of GnuCash, but mentioned they didn't have instructions to assist in setup. There was no mention of any monthly fee associated with having the service enabled. This may work for accounts outside of NY (YMMV). After entering the bankName as the bankCode (051000017) the account download feature works. Once the accounts are downloaded and assigned then the transactions can be downloaded. (This is all from GnuCash 2.2.8. after following the instructions for setting up OFXDirectConnect in GnuCash 2 with respect to correcting OFX download failures on Windows.)

  users {
    user {
      int  uniqueId="335"
      char backendName="aqofxconnect"
      char userName="<your name>"
      char userId="<your id>"
      char customerId="<your id>"
      char country="US"
      char bankCode="051000017"
      int  lastSessionId="0"
      data {
        backend {
          char fid="6805"
          char org="HAN"
          char serverType="https"
          char serverAddr="https%3A%2F%2Fofx.bankofamerica.com%2Fcgi%2Dforte%2Fofx?servicename%3Dofx%5F2%2D3%26pagename%3Dbofa "
          char flags="account%5Flist", "statements"
        } # backend
      } # data
    } # user
  } #users
  accounts {
    account {
      int  uniqueId="336"
      char country="US"
      char bankCode="051000017"
      char accountNumber="<cc number>"
      int  user="335"
      char bankName="051000017"
      int  accountType="2"
      char accountName="Credit card <cc number>"
      char provider="aqofxconnect"
      provider {
      } # provider
    } # account
  } # accounts


Note on American Express: "ORG" must be AMEX (case sensitive).

Note on Charles Schwab Bank: Does not work with brokerage accounts at Charles Schwab. Chad.burrus 11:07, 12 January 2008 (EST)

Account type must be set to "Checkings", or "CHECKING", as it appears in the OFX request. Account number may need to be padded with leading zeros to make it 17 characters [3] Indigo 04:38, 8 January 2011 (UTC)

Note on Capital One - credit card: Customer service states that Capital One does not support Direct Connect services for credit card accounts (as of 6/15/09). However, a manual download of transactions from the web browser online access in ofx format, and subsequent import into GnuCash, is possible and works well.

Further note on Charles Schwab: I have been able to access a Schwab Brokerage account with the following settings: FID: 5104; ORG: ISC; Broker ID: Schwab.com; Server URL: [https://ofx.schwab.com/cgi_dev/ofx_server] (Some of this info came from: [4]) Using this connection setup I can connect and download the correct account numbers in aqbanking druid. However when I try to download balance or transaction info from the Gnucash account register, the download appears to run, logs "success," but then Gnucash crashes. --Jdbosmaus 01:38, 21 February 2008 (EST)

[https://ofx.scbwab.com/cgi_dev/ofx_server] is phishing site, they are stealing passwords. It's not a schwab website. --Kazia 17:34, 15 November 2008 (EST)

Note on Chase: OFX access may need to be enabled by visiting https://resources.chase.com/secure/CustomerCenter.aspx Customer Center / Reference Center / Tools / Activate Money, Quicken, etc.

Note on E*Trade: Only seems to work with brokerage accounts. E*Trade has another ABA number you might try as the bankCode 056073573, this Server URL is also mentioned https://64.14.19.49/DataFeedAPI/ , also you could try a brokerId of "etrade.com". This link says that E*Trade bank only supports Web Connect not OFX http://web.intuit.com/personal/quicken/details.cfm?type=basic&fidetails=E%2ATrade%20Bank&qwid=qw1600&qmid=qm1600&qbid=qb1700&qbmid=qbm1700&country=

Note on U.S. Bank: Fee $3.95/month for home user, $9.95-12.95/month for business.

Note on USAA: In the AqBanking Wizard create your User with these settings:
User Name, User Id, and Customer Id are all your USAA number with two leading zeros ie: 001234567
Bank Id = 314074269
FID is 24591, Org is USAA, Broker Id is 5874, server URL is https://service2.usaa.com/ofx/OFXServlet like in the above chart
This is the key piece:
Under Server Capabilities Check the following:
Supports Account List Download
Supports Statement Download
Under Server Options Check:
Force SSLv3
Then you press Get Accounts
Your password is your pin number with USAA
It should setup your Account info for you.
Click Ok, Ok. Forward. Associate your GnuCash accounts with the accounts you just setup and follow the wizard out.
Then Open your GnuCash Checking account for instance.
Click menu Actions > Online Actions > Get Transactions
That should import your transactions and you're all set!

Note on Vanguard: Set HTTP Version to 1.1 (1.0 will not work)

Note on Wells Fargo: You must enable (and pay for) OFX access to your account. Instructions here. If you have a PMA relationship contact your Wells banker, they may waive the OFX access fees.

OFX DirectConnect information download

Extensive (and probably near-complete) OFX DirectConnect information can also be auto-downloaded to your computer from a major accounting software provider's web archives by using the script found at http://www.jongsma.org/gc/. This script uses the programs curl, xmllint and tidy (on Debian/Ubuntu aptitude install curl tidy). If you don't have these programs installed, the error messages are cryptic, so if it is not working first verify you have curl and tidy installed.

Use the commands:

   wget http://www.jongsma.org/gc/bankinfo/getfidata.sh.gz

then

   gzip -d getfidata.sh.gz
  • open up getfidata.sh in your favorite editor
  • find and replace "2006" with "2008" to retrieve more updated xml files
  • replace VER=6 with VER=9
  • make sure you have "tidy" installed ("sudo aptitude install tidy" or "sudo yum install tidy")

then

   bash getfidata.sh -d

This will download, according to the above webpages, "thousands of XML files," however finding this information on the web is difficult at best.

Once the files are downloaded, you will have a "fidata" zip file. Unpack it, and inside you will find three xml files (if you have all three dependant programs, as listed on the jongsma.org webpage), bank.xml, brokerage.xml and creditcard.xml. Open the one you want to search an institution for (such as in Firefox), search for your bank's name. Within that xml listing, you will find it's "<guid>," which corresponds to the xml file number under the "fi" directory you will see alongside these three main xml files.

Open the number listed as the "<guid>" for your bank: "<guid>6756</guid>" corresponds to 6756.xml in the fi folder.

This file will contain the information needed to get GNUCash's OFX DirectConnect working with your bank's OFX DirectConnect feature.